Financial Literacy

The course Understanding Credit covers the following topics: the reasons for having good credit, simple ways to improve your credit score, debt-to-income ratio and how it’s calculated, and how to read a credit report.

Close to 61% of Americans live paycheck to paycheck; effective budgeting can assist in changing this statistic. This Budgeting course explains the elements of a budget, additional budget items to consider, and gives a sample budget worksheet to use for setting up your own budget. 

This Investing course covers the definition of many investment terms and explains the different levels of investment risk. 

This retirement course explains the importance of saving for retirement, how to determine how much you will need for retirement, and the different types of retirement plans. 

This insurance course explains the different types of insurance that are available to protect you financially in the event that something goes wrong. 

This Homeownership course covers the different types of home loans and the components for a mortgage payment.

This Education course explains the options for saving and/or borrowing for education and the consequences and/or benefits that may be associated with each option. 

This Estate Planning course explains the ten things that you need to know about estate planning, a trust, how assets pass after death, and where your assets will go when there is no will.