Savings Accounts | Queensborough National Bank & Trust Co.

Savings can take many forms

Find out what is right for you.

How quickly will you need the funds?

Is this long-term or short-term?

How much will you start with?

What is your expected rate of return?

We can help you choose the best way(s) to save.
You may even want to open more than one type of account to achieve your goals.

Call your Q banker today.

Account Services	Q Young Savers Account	Q Savings Account	Q Money Market
	For customers under the age of 25 Account will convert to Q Savings Account at age 25	A savings account for everyone	An interest bearing savings account with tiered rates
Minimum Amount To Open Account	$0	$25	$2,500
Eligibility Requirement	Under 25	None	None
Maintenance Fee	None	$9 Quarterly	$10 Monthly
Per Debit Fee	None	None	None
Minimum Daily Balance Required to avoid Maintenance Fee and Per Debit Fee	None	$200	$2,500
Excessive Withdrawal Fee	$5 after 3 withdrawals per Quarterly Statement cycle	$5 after 3 withdrawals per Quarterly Statement cycle	$5 after 6 withdrawals per Monthly Statement Cycle
Pays Interest	Yes, Quarterly	Yes, Quarterly	Yes, Monthly. Tiered Rates
Online Statements Available
Q Debit Card
ATM Deposits
Q Online Banking
Q Bill Pay
Q Mobile Banking
Q Mobile Deposit	NA	NA
Text Alerts

Q Young Savers Account
For customers under the age of 18
Minimum Amount To Open Account $0
Eligibility Requirement Under 18
Maintenance Fee None
Per Debit Fee None
Minimum Daily Balance Required to avoid Maintenance Fee and Per Debit Fee None
Excessive Withdrawal Fee $5 after 3 withdrawals per Quarterly Statement cycle
Pays Interest Yes, Quarterly
Online Statements Available
Q Debit Card
ATM Deposits
Q Online Banking
Q Bill Pay
Q Mobile Banking
Q Mobile Deposit NA
Text Alerts

Q Savings Account
A savings account for everyone
Minimum Amount To Open Account $25
Eligibility Requirement None
Maintenance Fee $9 Quarterly
Per Debit Fee None
Minimum Daily Balance Required to avoid Maintenance Fee and Per Debit Fee $200
Excessive Withdrawal Fee $5 after 3 withdrawals per Quarterly Statement cycle
Pays Interest Yes, Quarterly
Online Statements Available
Q Debit Card
ATM Deposits
Q Online Banking
Q Bill Pay
Q Mobile Banking
Q Mobile Deposit NA
Text Alerts

Q Money Market
An interest bearing savings account with tiered rates
Minimum Amount To Open Account $2,500
Eligibility Requirement None
Maintenance Fee $10 Monthly
Per Debit Fee None
Minimum Daily Balance Required to avoid Maintenance Fee and Per Debit Fee $2,500
Excessive Withdrawal Fee $5 after 6 withdrawals per Monthly Statement Cycle
Pays Interest Yes, Tiered Rates paid Monthly
Online Statements Available
Q Debit Card
ATM Deposits
Q Online Banking
Q Bill Pay
Q Mobile Banking
Q Mobile Deposit
Text Alerts

^*For the above Consumer Savings Products, Transaction Limitations Apply.