Personal Checking | Queensborough National Bank & Trust Co.

When a Checking account

is more than just a checking account.

With all accounts, you will receive a FREE debit card that gives you access to the Qvantage Rewards program; a Cash Rewards program available with enrollment in Online Banking.

Which checking account is best for you?

personal Checking Products

Account Services	Q Free Crown Checking Acct	Q Crown Plus Account	Q Student Account	Q Now Account
	An account for everyone	An account for customers age 55 and older	An account for fulltime students. Account will convert to Q Free Crown Checking Acct at age 25	An interest bearing account
Minimum Amount To Open Account	$25	$25	$25	$1,000
Eligibility Requirement	None	55+	14-24 Full-Time Student	None
Monthly Maintenance Fee	None	None	None	$10
Per Check/Debit Fee	None	None	None	$0.20
Minimum Daily Balance Required to avoid Maintenance Fee and Per Check/Debit Fee	None	None	None	$1,000
Free Q Checks	NA	1st Order	1st Order	NA
Cashier's Checks or other Equivalent Check (2 Per visit)	NA		NA	NA
Pays Interest	No	No	No	Tiered Rates w/ $1000 Minimum Daily Balance
Online Statements Available
Q Debit Card
Withdrawal, Transfer, Inquiry at Non-QNBT ATM (6 free per statement cycle, $1 each thereafter)
ATM Deposits
Q Online Banking
Q Bill Pay
Q Mobile Banking
Q Mobile Deposit
Text Alerts

Q Free Crown Checking Account
*An account for everyone*
Minimum Amount To Open Account $25
Eligibility Requirement None
Monthly Maintenance Fee None
Per Check/Debit Fee None
Minimum Daily Balance Required to avoid Maintenance Fee and Per Check/Debit Fee None
Free Q Checks NA
Cashier's Checks or other Equivalent Check (2 Per visit) NA
Pays Interest No
Online Statements Available
Q Debit Card
Withdrawal, Transfer, Inquiry at Non-QNBT ATM (6 free per statement cycle, $1 each thereafter)
ATM Deposits
Q Online Banking
Q Bill Pay
Q Mobile Banking
Q Mobile Deposit
Text Alerts

Q Crown Plus Account
An account for customers age 55 and older
Minimum Amount To Open Account $25
Eligibility Requirement 55+
Monthly Maintenance Fee None
Per Check/Debit Fee None
Minimum Daily Balance Required to avoid Maintenance Fee and Per Check/Debit Fee None
Free Q Checks 1st Order
Cashier's Checks or other Equivalent Check (2 Per visit)
Pays InterestNo
Online Statements Available
Q Debit Card
Debit Card Foreign ATM Transactions (6 free per statement cycle, $1 each thereafter)
ATM Deposits
Q Online Banking
Q Bill Pay
Q Mobile Banking
Q Mobile Deposit
Text Alerts

Q Student Account
An account for fulltime students
Minimum Amount To Open Account $25
Eligibility Requirement 14-24 Full-Time Student
Monthly Maintenance Fee None
Per Check/Debit Fee None
Minimum Daily Balance Required to avoid Maintenance Fee and Per Check/Debit Fee None
Free Q Checks 1st Order
Cashier's Checks or other Equivalent Check (2 Per visit) NA
Pays Interest No
Online Statements Available
Q Debit Card
Debit Card Foreign ATM Transactions (6 free per statement cycle, $1 each thereafter)
ATM Deposits
Q Online Banking
Q Bill Pay
Q Mobile Banking
Q Mobile Deposit
Text Alerts

Q Now Account
An interest bearing account
Minimum Amount To Open Account $1,000
Eligibility Requirement None
Monthly Maintenance Fee $10
Per Check/Debit Fee $0.20
Minimum Daily Balance Required to avoid Maintenance Fee and Per Check/Debit Fee $1,000
Free Q Checks NA
Cashier's Checks or other Equivalent Check (2 Per visit) NA
Pays Interest Tiered w/ $1000 Minimum Daily Balance
Online Statements Available
Q Debit Card
Debit Card Foreign ATM Transactions (6 free per statement cycle, $1 each thereafter)
ATM Deposits
Q Online Banking
Q Bill Pay
Q Mobile Banking
Q Mobile Deposit
Text Alerts

Personal Checking Accounts

When a Checking account

personal Checking Products

Personal Checking
Accounts