Search
Search

Convenient online applications with local mortgage experts.

Choose a Lender to Get Started

Local lenders make your home buying or refinancing journey easier. No automated phone system or gimmicks here, just real people who want to help you get into the home of your dreams.

OUR LOAN PROGRAMS

Conventional Loans

CONVENTIONAL LOANS

This "traditional" mortgage product allows borrowers to purchase a home with a little as 3% down payment. Fixed Rate & Adjustable Rate options are available.

Accounts

VA LOANS

If you are a veteran, the VA loan program may be a great way to get into new home.

Accounts

FHA & USDA LOANS

If your credit score isn't perfect, these special programs may be able to help you get into your new home. Some restrictions apply.

Accounts

PROFESSIONAL LOANS

This program allows for high earning individuals to take advantage of some unique perks.

Start your application online with one of our local lending experts.

Photo of Ritik Patel

Ritik Patel

Mortgage Loan Officer
NMLS#: 2600247 P: (762) 685 7835
M: (706) 910 7875
F: (706) 855 2573

4226 Columbia Road
Martinez, GA 30907

Apply Now

About Ritik

Ritik graduated from Georgia Southern University in Statesboro, Georgia with a Bachelor's degree in Finance .Originally from Milwaukee, Wisconsin, he was raised in Thomson, Georgia.

He enjoys playing tennis and spending time with his family.

Call Ritik today for all your financing needs.

Get Prequalified

Before you even find your new home, it’s a good idea to get prequalified. This free service will give you an idea of how much you would be eligible to borrow for your new home. You can choose to get pre-qualified by phone or in-person.

Loan Options

Our local mortgage lenders are experienced and knowledgeable about many loan options. From buying or building a new home to refinancing your current home, we are eager to assist. Online applications, responsive service, and competitive rates make the process even smoother.

Mortgage Calculators

A mortgage calculator is a useful tool in helping you determine what your home buying budget may look like. Whether you’re buying a home, refinancing, or taking out a home equity line of credit, our mortgage calculators can provide valuable insight.

Try Our Mortgage Calculator

Apply Now

Our online applications are easy and secure. After creating a login, you’re able to save your progress for later and check on the status of your application after submission. Our mortgage lenders are available to answer any questions you may have along the way.

Start an Online Application

"They got us in our dream home."

- The Jenkins Family


MORTGAGE AFFORDABILITY CALCULATOR

Select your monthly budget and an estimated interest rate to see how much home you can afford. 
Not sure where to start? Give us a call at 706.55.5555 and we'll walk you through it.

*The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.

QUEENSBOROUGH NATIONAL BANK & TRUST NMLS #736995

Logged in as . Login