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Local lenders make your home buying or refinancing journey easier. No automated phone system or gimmicks here, just real people who want to help you get into the home of your dreams.
This "traditional" mortgage product allows borrowers to purchase a home with a little as 3% down payment. Fixed Rate & Adjustable Rate options are available.
If you are a veteran, the VA loan program may be a great way to get into new home.
If your credit score isn't perfect, these special programs may be able to help you get into your new home. Some restrictions apply.
This program allows for high earning individuals to take advantage of some unique perks.
Start your application online with one of our local lending experts.
Vice President NMLS#: 546319 P: (706) 869 6973 F: (706) 869 8610 Email Mary Ann
4226 Columbia Road Martinez, GA 30907
Mary Ann has joined Queensborough National Bank and Trust Mortgage as a Vice President and Mortgage Loan Originator. She is a native of Louisville, GA., a graduate of Louisville High School, East Georgia College, Augusta College and an MBA graduate of Brenau University. Ms. Ethridge has been in banking for over 34 years with a concentration in mortgage lending for the last 25 years. She is a member of Warren Baptist Church and daughter of Frank Ethridge and the late Bernice Henderson Ethridge.
Before you even find your new home, it’s a good idea to get prequalified. This free service will give you an idea of how much you would be eligible to borrow for your new home. You can choose to get pre-qualified by phone or in-person.
Our local mortgage lenders are experienced and knowledgeable about many loan options. From buying or building a new home to refinancing your current home, we are eager to assist. Online applications, responsive service, and competitive rates make the process even smoother.
A mortgage calculator is a useful tool in helping you determine what your home buying budget may look like. Whether you’re buying a home, refinancing, or taking out a home equity line of credit, our mortgage calculators can provide valuable insight.
Try Our Mortgage Calculator
Our online applications are easy and secure. After creating a login, you’re able to save your progress for later and check on the status of your application after submission. Our mortgage lenders are available to answer any questions you may have along the way.
*Please note that all reviews and ratings provided may not solely reflect customer interactions with the loan officer.
- The Jenkins Family
*The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.