Queensborough National Bank and Trust Company

Business Services

CASH MANAGEMENT
SOLUTIONS

A range of services

to meet financial needs of our customers.

We are dedicated to meet your cash management needs as well as provide the technology to compete in today's fast-changing economic market. Queensborough works with an experienced team of vendors to provide valuable services to our clients to save them time and money so our clients can focus on what they do best–their business.

SEE WHAT CASH MANAGEMENT CAN DO FOR YOU.

BUSINESS ONLINE BANKING

• IMPORT TO QUICKEN AND QUICKBOOKS: Account reconciliation is made easy by downloading account information to Quicken or QuickBooks.

• BILL PAY: The Bill Pay service allows you to pay bills online; add, edit or delete a payee, and check to see if a payment has cleared.

• Account Transfers: Funds can be moved between accounts within Queensborough. Transfers can be scheduled for the current day, a date in the future or on a recurring basis. Transfers can be established to maintain specific balances in accounts.

Q Business Online Banking is a secure application with enhanced security features to protect your accounts from unauthorized access.
In addition to log-on credentials, we require the use of a token. Business Online Banking provides clients a comprehensive tool with the ability to: establish individual employee access to manage account balances, pay bills, originate ACH transactions - which include

• STOP PAYMENT: Place a stop payment on an individual check or a range of checks.

• WIRE TRANSFER SERVICES: Wires can be processed from your computer without leaving the office, which saves you time. Establish a wire template for easy access to wires that are sent frequently.

• ACH Origination: Allows you to create ACH files and submit them to Queensborough. Our Cash Management specialist can provide more information on the functionality of this product. Please speak to your Q banker regarding ACH Origination approval.

Direct Deposit, Accounts Receivable, and Accounts Payable - submit wire transfer requests, submit stop payments, complete account reconciliations, and create and view monthly reports to assist in financial management. End-users can customize the landing page for tasks that are performed frequently.

ADMINISTRATION

Q offers a full suite of administrative functions that allow your company to establish users within your company with specific user profiles. For example, you can assign functions that relate directly to your employee's role within the company, establish dual control, modify users, and manage all business banking activities assigned to your staff.

ACTIVITIES & REPORTING

Q Business Online Banking provides summary information at a glance, as well as drill-down functionality into additional details for a specific account. Customers have access to online statements, including deposit tickets and individual check images. In addition, customized reports can be created for your end-users.

ADDITIONAL BENEFITS & SERVICES

Q MERCHANT SERVICES

Queensborough partners with a merchant services company to provide our clients with credit card processing for all major credit cards. Debit card processing is available including PIN-based debit cards. Give your Q banker a call for a free rate review today.

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