At Work Banking Products | Queensborough National Bank & Trust Co.

Exclusive Accounts

for the members of the QWorks At Work Banking Program.

Give yourself and your employees the benefit of a simple account package that provides access to convenient banking services and financial literacy programs.

Account Services	Q Works Checking	Q Works Savings*
Minimum Amount To Open Account	$0	$0
Monthly Maintenance Fee	None	$9 Quarterly
Per Check/Debit Fee	None	None
Minimum Daily Balance Required to avoid Maintenance Fee and Per Check/Debit Fee	None	$200
Free Q Checks		N/A
Cashier's Checks or other Equivalent Check (2 Per visit)		N/A
Excessive Withdrawal Fee	N/A	$5 after 3 withdrawals per Quarterly Statement cycle
Pays Interest	No	Yes, Quarterly
Online Statements Available
Q Debit Card		Debit Card must be linked to a Primary Checking Account.
Withdrawal, Transfer, Inquiry at Non-QNBT ATM (6 free per statement cycle, $1 each thereafter)	6 Credits of Non-QNBT ATM Fees per Cycle with receipt	6 Credits of Non-QNBT ATM fees per Cycle with receipt.
ATM Deposits
Q Online Banking
Q Bill Pay
Q Mobile Banking
Q Mobile Deposit		NA
Text Alerts
Safe Deposit Box	Free first years rent on 3 X 5 box where available	Free first years rent on 3 X 5 box where available

^* For the QWorks Savings product, Transaction Limitations Apply.

Q Works Checking
Minimum Amount To Open Account $0
Eligibility Requirement None
Monthly Maintenance Fee None
Per Check/Debit Fee None
Minimum Daily Balance Required to avoid Maintenance Fee and Per Debit Fee None
Free Q Checks
Cashier's Checks or other Equivalent Check (2 Per visit)
Excessive Withdrawal Fee N/A
Pays Interest No
Online Statements Available
Q Debit Card
Withdrawal, Transfer, Inquiry at Non-QNBT ATM (6 free per statement cycle, $1 each thereafter) 6 Credits of Non-QNBT ATM Fees per Cycle with receipt
ATM Deposits
Q Online Banking
Q Bill Pay
Q Mobile Banking
Q Mobile Deposit
Text Alerts
Safe Deposit Box Free first years rent on 3 X 5 box where available

Q Works Savings^*
Minimum Amount To Open Account None
Eligibility Requirement None
Monthly Maintenance Fee $9 Quarterly
Per Check/Debit Fee None
Minimum Daily Balance Required to avoid Maintenance Fee and Per Debit Fee $200
Free Q Checks N/A
Cashier's Checks or other Equivalent Check (2 Per visit) N/A
Excessive Withdrawal Fee $5 after 3 withdrawals per Quarterly Statement cycle
Pays Interest Yes, Quarterly
Online Statements Available
Q Debit Card Debit Card must be linked to a Primary Checking Account.
Withdrawal, Transfer, Inquiry at Non-QNBT ATM (6 free per statement cycle, $1 thereafter) 6 Credits of Non-QNBT ATM fees per Cycle with receipt.
ATM Deposits
Q Online Banking
Q Bill Pay
Q Mobile Banking
Q Mobile Deposit NA
Text Alerts
Safe Deposit Box Free first years rent on 3 X 5 box where available

^* For the QWorks Savings product, Transaction Limitations Apply.