Business Checking | Queensborough National Bank & Trust Co.

AN ACCOUNT FOR EVERY BUSINESS

depending on your every need.

What type of account does your business need? Queensborough offers a variety of accounts designed to meet the needs of your business. Minimum opening deposits range from $100 with the Q Business Basic up to $2,500 with the Q Corporate Money Market.

YOUR Q BANKER CAN HELP YOU DECIDE.

Business Checking Products

Account Services	Q Business Basic	Q Business Now	Q Business Analysis	Q IOLTA Trust Account
	Small to medium businesses with moderate transaction volume	Sole Proprietors, Non-Profits, and Government Entities are eligible	Businesses with moderate to large transaction volume	For Attorney Trust accounts please contact your Q Banker for information.
Minimum Amount To Open Account	$100	$1,000	$200
Eligibility Requirement	None	None	None
Monthly Maintenance Fee	None	$10	See a Cash Management Specialist for a list of fees
Per Check/Debit Fee	First 200 trans free, then .25 per trans	.20 per Check/Debit	See a Cash Management Specialist for a list of fees
Minimum Daily Balance Required to avoid Maintenance Fee and Per Check/Debit Fee	None	$1,000	None
Pays Interest	No	Yes, Tiered Rates	Earnings Credit Allowance may offset partial or full amount of total monthly analysis charges.
Online Statements
Q Business Debit Card
ATM Deposits
Q Business Online Banking
Q Bill Pay
Q Mobile Banking (Retail App may be available for small business customers)
Q Mobile Deposit (Retail App may be available for small business customers)
Q Business Mobile Banking	NA	NA	NA
Q Business Mobile Deposit	NA	NA	NA
Remote Deposit Capture
Text Alerts

Q Business Basic
Small to medium businesses with moderate transaction volume
Minimum Amount To Open Account $100
Eligibility Requirement None
Monthly Maintenance Fee None
Per Check/Debit Fee First 200 trans free, then .25 per trans
Minimum Daily Balance Required to avoid Maintenance Fee and Per Check/Debit Fee None
Pays Interest No
Online Statements
Q Business Debit Card
ATM Deposits
Q Business Online Banking
Q Bill Pay
Q Mobile Banking (Retail App may be available for small business customers)
Q Mobile Deposit (Retail App may be available for small business customers)
Q Business Mobile Banking NA
Q Business Mobile Deposit NA
Remote Deposit Capture
Text Alerts

Q Business Now
Sole Proprietors, Non-Profits, and Government Entities are eligible
Minimum Amount To Open Account $1,000
Eligibility Requirement None
Monthly Maintenance Fee $10
Per Check/Debit Fee .20 per Check/Debit
Minimum Daily Balance Required to avoid Maintenance Fee and Per Check/Debit Fee $1,000
Pays Interest Yes, Tiered
Online Statements
Q Business Debit Card
ATM Deposits
Q Business Online Banking
Q Bill Pay
Q Mobile Banking (Retail App may be available for small business customers)
Q Mobile Deposit (Retail App may be available for small business customers)
Q Business Mobile Banking NA
Q Business Mobile Deposit NA
Remote Deposit Capture
Text Alerts

Q Business Analysis
Businesses with moderate to large transaction volume
Minimum Amount To Open Account $200
Eligibility Requirement None
Monthly Maintenance Fee See a Cash Management Specialist for a list of fees
Per Check/Debit Fee See a Cash Management Specialist for a list of fees
Minimum Daily Balance Required to avoid Maintenance Fee and Per Check/Debit Fee None
Pays Interest Earnings Credit Allowance may offset partial or full amount of total monthly analysis charges.
Online Statements
Q Business Debit Card
ATM Deposits
Q Business Online Banking
Q Bill Pay
Q Mobile Banking (Retail App may be available for small business customers)
Q Mobile Deposit (Retail App may be available for small business customers)
Q Business Mobile Banking NA
Q Business Mobile Deposit NA
Remote Deposit Capture
Text Alerts

Q IOLTA Trust Account
For Attorney Trust accounts please contact your Q Banker for information

Business Checking Accounts

AN ACCOUNT FOR EVERY BUSINESS

Business Checking Products